All In The Loop | November 2025 Edition

November’s here and we’re one awkward family dinner away from complete holiday mode. But before you get lost in a sea of stuffing and Mariah Carey’s annual thawing, we’ve cooked up a fresh plate of updates, tips, and business bites to keep you in the loop.

📚 BLOG: Help Repayments Glow up — New rules + rates explained

Big news for grads! 🎓 From 1 July 2025, the HELP repayment system got a serious glow-up. The ATO’s rolling out new rules and rates designed to make things fairer and less painful after the recent indexation shocks, meaning you could see a smaller slice taken from your pay.

If your HELP balance has been giving you side-eye, now’s the time to check your numbers, update your income details, and plan ahead. Staying proactive could save you from surprises (and maybe a few grey hairs) come tax time. 👉 Get the full scoop here: Read the blog now!

🔥HOT TOPIC: Is a Trust the Right Structure to hold Company Shares?

Trusts have long been the go-to move for savvy business owners and investors, but when it comes to holding company shares, is it really the smartest play? 🤔 In our latest blog, we break down the pros, cons, and key considerations of using a trust for share ownership. From tax flexibility and asset protection to ATO scrutiny and setup costs, we cover it all, minus the legal jargon. Whether you’re growing your biz wealth, planning your next big move, or simply curious about how trusts work, this read will help you make a confident, well-informed decision.👉 Read the full article here:  Read the blog now!

🎉Team Update: Welcoming Miranda!💙

We’ve got exciting news brewing at All In, there’s a new face joining our powerhouse crew! Please give a warm welcome to Miranda, the newest addition to our bookkeeping team. With a solid background in payroll and a passion for precision, Miranda’s already showing her All In spirit and proving she’s got both the numbers and the know-how. When she’s not balancing books, you’ll likely find her balancing barbells at the gym 🏋️‍♀️ because she believes in keeping both spreadsheets and squats in perfect form! On top of that, Miranda’s also a uni student, juggling study, work, and gym life like a total pro. Her drive, focus, and upbeat attitude have made her an instant fit, and we can’t wait to see her grow and thrive with us. Check us out here!

🩺 Medical Marvel Accountants 🩺

Because you’re busy saving lives, we’ve got your finances covered! 💙 Running a medical practice is no small task, but with the right financial support, it doesn’t have to be stressful. Think of us as your trusted sidekick, keeping your books balanced, your cash flow healthy, and your tax in check while you focus on what truly matters, your patients. From bookkeeping and payroll to tax planning, cash flow management, and Xero setup, our team specialises in helping medical professionals thrive (without the financial headaches). Ready to keep your practice as healthy as your patients? Let’s take the pulse of your finances and make your numbers work smarter, not harder. 💉 Find out more here!

So that’s a wrap for November! As the year starts to wind down and the festive season creeps in, take a breather, celebrate your wins, and let us handle the numbers. We’ll be back next month with fresh insights to help you finish the year strong and kick off 2026 with confidence! 💪

Ready to get all the juicy details? Click below to dive into the full newsletter and get the scoop on all things financial and fabulous.

Well that's as good as it net's😉 ... Calc-u-later!